Frequently Asked Questions
Southland Finance offers a variety of loan options to meet your specific needs, including:
Personal Loans for almost any purpose such as, auto repairs, furniture or other large item purchases, holiday or special events expenses, medical emergencies and vacation.
Installment Loans for larger purchases like automobiles, boats and watercrafts, lawn and garden equipment, motorcycles, ATVs, and recreational vehicles, campers and travel trailers.
Consolidation Loans to combine high interest debt or give you the convenience of a single monthly payment.
Contact us today for more information or to apply.
Applications typically take less than 10 minutes to complete and our loan officers can usually provide a decision on the same day you apply. You may apply by phone, by completing the short inquiry form on our website or by visiting a local branch.
Southland Finance specializes in loan amounts up to $20,000.
Yes, income is verified and proof must be obtained at or before closing. In some cases, proof of address is also required to qualify. If you have questions about qualifications for a loan, contact a loan officer for additional information.
Yes, Southland Finance reports to Equifax, Experian, and Transunion credit bureaus.
Southland Finance accepts cash, checks and money orders for loan payment. You may visit your local branch or submit your payment by mail.
Yes, Southland has several ways to access your specific account without the coupon from your statement or payment book. Simply be sure your account number is on your check when making your payment.
Southland accepts all applications and each is reviewed and considered based on credit approval and loan guidelines.
There is no penalty (nor fee) for paying a loan in full before your loan term expires. Any interest remaining the date your loan is paid in full will be refunded to you.